Deferred members are those who are no longer employed by the Company. Find out everything you need to know about your deferred benefits in the Group, including when you can take your pension, how it is calculated and the options available to you.

If you have AVCs, you can get further information about these benefits from Prudential, Aviva and L&G.

TAKING YOUR PENSION

HOW YOUR BENEFITS ARE CALCULATED

IF YOU WERE MADE REDUNDANT

WHAT HAPPENS IF...

TRANSFERS

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